A business or an individual can declare bankruptcy in Orange County and other California counties once they have ascertained that it has become impossible to pay off one’s creditors. It can give you a chance to start over from a financial point of view, as most of the debts are relieved after bankruptcy has been filed. We have over 15 years of solid, reliable experience in the field of bankruptcy and are ready to help you immediately.

Chapter 7, or liquidation bankruptcy, means that your “estate” – i.e., your assets – is sold in order to pay off your creditors. A reorganization bankruptcy can also involve the selling of assets, but more often than not you can retain a majority of your assets while your creditors’ needs are assessed.

Reorganization bankruptcies can be filed under the following guidelines:

  •  Chapter 9 – municipalities
  •  Chapter 11 – businesses and individuals with many assets
  •  Chapter 12 – farmers, fisherman
  •  Chapter 13 – individuals with steady income
  •  Chapter 15 – international cases

The U.S. Bankruptcy Code was written to provide you with a completely new, fresh financial start without the crushing burden of your debt. For instance, one of the many benefits of bankruptcy, when you come care it to other ways of dealing with your debt problem, is that it offers you the full protection of federal law. The creditors that you owe money to cannot harass you, and they can’t take any of your personal assets without bankruptcy court approval.

At the Christiansen Law Offices, we have been helping individuals and business owners in Orange County file for bankruptcy for over 15 years. Our law offices are conveniently located in Huntington Beach, California, and we serve clients throughout the Orange County area. We provide a free initial consultation to discuss your financial situation.

Contact us today to learn more about your options under the current bankruptcy laws. We’re here to help.

Why Choose the Christiansen Orange County Bankruptcy Law Firm?

We provide a free initial consultation with an attorney. We design an individual or business financial survival plan for you. We are a member of the Christian Legal Society. We have payment plans available. And we care!

Bankruptcy lawyer Catherine Christiansen has over 15 years of experience and expertise in bankruptcy here in Orange County. She has helped countless individuals, families, and businesses navigate the difficult waters of getting out of debt and getting back on their feet again. She has a heart for those who are suffering with their financial burdens and can show you the way out.