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I have one response for this type of information, too much internet, and friend miss-research. While it is true that the change in the laws made it more difficult for people to file for relief under Chapter 7, many still qualify.

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Catherine Christiansen, Esq. has for over two decades of experience helping financially distressed persons find innovative solutions while making their life easier both in and out of court. If you or anyone you know is experiencing financial distress...

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The first difference is who qualifies. There are two ways to qualify for the remedy of Chapter 7. First, your income must be at or below median level income (an adjustable figure determined by where you reside). If your income is too high then the second way to qualify is a math formula...

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