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Do I Qualify? If you can answer yes or N/A to the following questions: Are you currently in an open bankruptcy proceeding? Have you filed all required federal tax returns? Have you made all required estimated tax payments?

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We offer non-judgmental conferences. The last thing someone needs when they are asking for help is for someone to judge them. My purpose as a bankruptcy attorney is to solve financially distressed persons unsolved problems innovatively and to make the lives of clients a whole lot easier in or out of court.

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The first difference is who qualifies. There are two ways to qualify for the remedy of Chapter 7. First, your income must be at or below median level income (an adjustable figure determined by where you reside). If your income is too high then the second way to qualify is a math formula...

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I would advise anyone who is considering a debt payment plan with a credit counseling company to speak with a bankruptcy attorney before they make the decision. I have quite a few clients who tried a payment plan with a credit counseling company and did not have the results they expected.

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