Debt is simply a part of modern society. No matter your work ethic or financial bracket, you’ll likely be in debt at some point in your life, and it only takes one or two unintended circumstances for that debt to grow out of hand. Many clients have turned to me after facing unexpected medical expenses, job loss, and divorce. Others have sought my advice after falling captive to student loans in order to fulfill their educational and professional dreams. These scenarios should not bring you shame. That’s why I work to confidentially help my clients turn their unfortunate situations around.
All of my childhood friends and family have known I wanted to become an attorney ever since I was a young girl. Now, I am a board certified bankruptcy specialist working to help individuals like you regain their financial freedom.
Though the Bible makes it clear that debts must generally be repaid, it places compassion for the needy and preservation of the family above all else. Overall, the main lesson of both the Old and New Testaments is that mercy is to come before pure economic concerns.
Additionally, many verses by Deuteronomy, Exodus, Leviticus, Ezekiel, and Nehemiah all prohibit loans of money with interest, particularly to the vulnerable, further solidifying why it’s important to relieve those who have gotten into debt due to payday loans and subprime credit cards and auto financing.
Your credit score may not drop as much as you would think, and you can always repair it using secured credit cards and installment loans.
Though you may initially only qualify for a high interest loan, after 6 - 12 months of on-time payments, you can refinance for a better rate.
It’s possible to obtain a mortgage in as little as one to two years after filing bankruptcy when following the guidance of a financial planner.
Meeting Catherine changed my life.
My situation was handled in the fastest, most caring, and most professional manner that I have ever experienced.
Just when you think there is no hope, call Catherine.
During our case and others, problems always arise. Catherine always prayed with us and reminded us that God is in control. I am thankful that God put her in our path.
Our only regret was not meeting her first.
50-something divorced casualty of the real estate market crash, living in trailer parked at friend's house discharged $300,000 in unsecured debt.
50-something couple with special needs adult children incurred $30,000 tax debt, an IRS lien, and $90,000 in unsecured debt. They filed bankruptcy and completed their 0% plan discharging the $90,000 unsecured debt, paying the amount due the IRS who then released its lien.
Working 50-something couple supporting elderly mother and college attending son in 2008 suffered a decrease in income and accepted offer to modify mortgage. For 2 years they endured submitting loan modification documents to their lender only to face foreclosure notices. Chapter 11 and adversary action filed. After a long hard battle, a loan modification was entered.
Single earner household of 40-something couple with teenage children. Withdrew entire 401K funds to keep home, which was foreclosed, and to keep high credit score, which plunged when they were unable to make payments.Discharged their unsecured debt and a payment plan for their tax debt..
Although I gladly help clients from all faiths and walks of life, something many find comforting to know is that I’m a born again Christian. Whether or not your share my spiritual beliefs, you will find that I consistently do my job with purpose. I bring a peaceful outlook to each case because I view my work from a higher perspective.
If you would like a more personal or religious approach, I am happy to sit and pray with you. Because your financial situation can affect many areas of your life, I believe that taking a compassionate and holistic path can be very effective.
Financial troubles can be taxing, but no matter the method we choose to overcome them, I promise to always be a source of hope and courage during your trying time.
Tax and bankruptcy hearings can be stressful for attorneys too, but my faith and experience have taught me how to remain tranquil, focused, and in control. Witnessing my clients calm down and proclaim that their lives have been saved is an honor, to say the least. Those moments make my job worthwhile and fuel me to continue advocating for my clients, no matter the circumstance.
